240 East Onondaga Street
Syracuse, New York 13202
OFFICE OF THE BISHOP
TO THE PASTORS AND ADMINISTRATORS OF THE DIOCESE OF SYRACUSE
It is a pleasure to present the policy and procedures guidelines for the Diocesan Self-Insurance Program. As many of you know, we are celebrating the 50th year our Self-Insurance Program and over the years, each and every institution of the Diocese has shared in the success of this program through stable insurance rates and excellent insurance coverage.
Over four decades ago, it became evident that Protected Self-Insurance was the most practical and responsible way to insure our properties and provide liability insurance for all entities within the diocese. The program was instituted after extensive research and recommendations by a special committee of the Diocese. At the time of its inception, the Program provided more insurance and greater coverage than any previous program, and I am happy to report that the Program continues to provide this excellent vehicle of protection.
We feel that the success of this Program is due in large part to the conscious awareness of all our pastors and administrators that this plan is our own. While it is true the diocese is protected from catastrophic loss through the purchase of higher levels of insurance, the self-insured portion has been protected by the excellent and faithful cooperation of our pastors and administrators. This effort to guard against loss has provided benefits to all parishes and institutions as well as all of the people of the diocese.
Please study the outline of the Program as contained in this website. May I ask you to give particular attention to the procedures to be followed with respect to reporting claims. Prompt and accurate reporting is of great benefit in containing the cost of claims. Also helpful in this regard is your assistance in securing the proper verification of insurance from non-parish groups using your premises.
Again, may I congratulate each and every participant in the Diocesan Protected Self-Insurance Program. Your conscientious cooperation is deeply appreciated.
Most Reverend Douglas J. Lucia
Bishop of the Roman Catholic Diocese of Syracuse
Risk Management Office
240 E. Onondaga Street
Syracuse, NY 13202
Brian McAuliffe, Risk/Claims Manager, 315-470-1494 or x 1094 or email email@example.com
Sue Wuerthner, Risk Management Specialist, 315-470-1495 or x 1095 or email firstname.lastname@example.org
Nights and holidays - call Brian McAuliffe at 847-269-4705 or email email@example.com
Office of Facilities Management
Ed King, Manager
315-470-1478 or x 1478
Nights and holidays - call Ed King at 315-380-9309 or email firstname.lastname@example.org
Executive Insurance Committee
John Mirabito, Chairman
Danielle Cummings Tony D’Amato Fr. John Kurgan
Bill Doran Lindsay Cronkright
Kimberly Townsend Dave Wyman Dan Walker
Staff: Stephen Breen, Brian McAuliffe, Carol Pieklik
The Roman Catholic Diocese of Syracuse Protected Self-Insurance Program is a self-insurance program which provides
uniform all-risk coverage under one comprehensive plan for all parishes
and agencies of the Diocese of Syracuse. The program is managed by the Diocese Risk Management Department.
We define Risk Management as finding cost-effective ways to prevent or pay for accidental losses.
WHAT PROTECTED SELF-INSURANCE MEANS
Under Protected Self-Insurance, the Diocese assumes responsibility for all claims.
In effect, this means that every parish or agency is sharing in the payment of claims through its premiums.
It means also that the amount of premium paid will have a direct relationship to the amount of claims paid.
Such a program demands an increased awareness and responsibility for safety conditions, and the correction of improper,
hazardous or unsafe situations. The benefits of such awareness will be a reduction in total claims, and a continued savings
in the cost of insurance to all parishes and agencies. We maintain very high levels of Self-Insurance Retention.
Above these levels we have purchased various levels of Excess Insurance to cover against large catastrophes.
Our program must, therefore, be managed in accordance with the recognized principles and practices of underwriting
and claims adjustment that is required under the terms of our excess policies.
The Diocese of Syracuse Risk Management Office will provide each parish and diocesan institution the following services:
All loss adjustments – Claims Investigation – Claim Settlements
A complete Safety Program – including Safety Inspections of all locations
Calculation of all Parish charges
Collection of claims against others
Consultation on all insurance matters
Safe Environment Program
Facilities Management; In-House Water/Fire Mitigation Program
ADVANTAGES TO EACH PARISH
All Risk Coverage
No co-insurance requirement
All Properties fully protected
Newly acquired properties automatically insured
Liability exposures fully protected
All parishes organizations and activities protected
Automatic coverage for Parish and Diocesan events
The management of our Program is closely monitored by our excess carriers, the State of New York Insurance Department, the Motor Vehicle Bureau, and the Workers’ Compensation Board. It is a great privilege to be allowed to self-insure in the State of New York, but it is a privilege we can lose if we do not continually comply with the strict requirements.
Teamwork is clearly a vital ingredient to a successful Risk Management Program. This Risk Management team is all of us working together to make the Diocese of Syracuse, a safe place in which to carry out our Christian mission.
WHAT IS COVERED
All Buildings, Parish and Diocesan owned
All Contents, Parish and Diocesan owned
Workers’ Compensation and Employers Liability
Directors and Officers Liability
Errors and Omissions Liability
Employer Practices Liability
School Board Legal Liability
Sexual Misconduct Liability
Auto Liability and No-Fault Diocesan owned vehicles
Auto Physical Damage Diocesan owned vehicles (including glass)
Theft of Money and Securities
Glass (Stained and Plate)
Priest and Sisters Personnel Belongings ($25,000)
Priests Personal Liability ($300,000)
New Construction - Builders Risk (if applicable)
All Parish Organizations
Fidelity and Surety
Flood and Earthquakes
Boiler and Machinery
Student Accident Insurance
CYO Sports Accident Insurance
Foreign Casualty Insurance
WHAT IS EXCLUDED
All personally-owned vehicles
Property loss of a degenerative nature (wear and tear, deterioration, rust, corrosion)
War Risk and Nuclear Damage
The first $3,000 of each Property loss (effective July 1, 2022)
The first $1000 of each Auto Physical Damage loss
The first $5000 each Boiler and Machinery loss (effective July 1, 2019)
Trampolines, Inflatables/Bounce Houses, Pyrotechnics (Fireworks)
Wet or Dry Rot
Contraction/Expansion/Settling/Cracking of Pavement, Foundations, Walls, Floors, etc.
Underground piping, cables; ground movement resulting in damage, sink holes
Animals, Termites, or other insects
Loss due to faulty design or workmanship
Use of Drones